Personal Accident Insurance provides vital financial protection in the event of accidental death, permanent disability, or temporary incapacity — safeguarding the livelihoods of athletes and professionals whose performance defines their careers. At Podium Insurance Brokers, we understand the physical demands, travel schedules, and inherent risks faced by competitors across all sporting disciplines — from professional athletes and team staff to developing talents and support personnel in high-performance environments.

Our policies are fully customisable, offering tailored limits for Accidental Death (AD), Permanent Total Disablement (PTD), and Medical Expenses (MedEx), as well as Temporary Total Disablement (TTD) to help replace lost income during recovery periods. Each plan is designed around an athlete’s unique exposure, discipline, and earning structure — ensuring the right balance between coverage, flexibility, and long-term value through every stage of a sporting career.

Backed by the strength and flexibility of the Lloyd’s market, our athlete insurance solutions provide comprehensive worldwide protection — supporting income continuity, rehabilitation, and lasting peace of mind both in and out of competition. Whether for individuals, teams, or management groups, Podium Insurance Brokers delivers expertise, discretion, and confidence that every performance and career are properly protected.