On-Track Racing Insurance provides specialist protection for vehicles, drivers, and teams during competitive or testing activities, safeguarding against accidental damage, fire, and collision while on circuit. At Podium Insurance Brokers, we understand the financial and operational demands of motorsport — from professional championships to private testing programmes — and structure bespoke coverage to reflect each client’s risk profile, vehicle value, and event exposure.

Our programmes can include multiple layers of cover, combining market-dictated excesses with personalised coverage limits tailored to individual vehicles, events, or full-season participation. Optional extensions such as driver personal accident, third-party liability, and spare parts protection can be added to create a comprehensive, bespoke on-track solution.

Working with specialist partners across Europe, alongside our own direct Lloyd’s market connections, we combine international underwriting capacity with technical precision and responsive service — ensuring every car, team, and driver is protected with confidence from testing to race day. Our deep understanding of the motorsport ecosystem allows us to anticipate evolving risks, streamline claims processes, and deliver coverage structures that reflect the real-world demands of the paddock. From endurance racing to single-seaters and historic competition, we provide dependable, performance-driven protection built around the people and assets that define the sport.